Covered California

Covered California Announces Record Low Rate Increase For 2021 Health Premiums

In good news for consumers, Covered California announced today that 2021 individual insurance premiums will see a minimal average rate increase of 0.6%, the lowest increase in the marketplace’s history. Covered California also announced that all 11 health insurance companies will return for 2021, and two will expand their coverage, giving 99.8% of California has at least two choices and most have 4 or more. Due to the ongoing pandemic, last week Covered California extended the deadline to enroll in coverage to August 31, 2020. This record low rate increase is a welcome relief for the millions of Californians losing not just jobs and income but their employer health coverage during the COVID-19 pandemic. Covered California is a safety net for those without employer-based coverage, and the only […] Read More

CoveredCA Again Extends Enrollment Deadline, Giving Californians More Time to Sign-Up for Health Coverage

Covered California has announced an extension of the special enrollment deadline to the end of August. Due to the continued surge in COVID-19 cases throughout the state, Covered California will give consumers additional time to sign up for health coverage during this pandemic—especially for those who lost not just jobs, and income, but also employer-based health coverage. In March, Covered California responded to the COVID-19 pandemic by initially extending the special enrollment for any eligible uninsured individuals who needed health care coverage through June 30. The deadline was further extended to July 31, and now through August. During this time, Covered California reports that over 231,000 Californians have enrolled in health care coverage through the exchange—2.5 times more enrollments than during the same […] Read More

As COVID-19 Crisis Continues, CoveredCA Extends Deadline to Sign-Up for Health Coverage

In the midst of the COVID-19 pandemic, many Californians losing jobs or hours are also losing their health care coverage. To help ensure that Californians are covered, Covered California, our state-based marketplace, announced an extension of the open enrollment period by another month, through the end of July. This extension is for both CoveredCA and off-exchange plans. Over 6 million Californians have filed for unemployment during the pandemic, and Covered California has seen a surge in enrollment of over 175,000 people. Health coverage is crucial at all times, but in the middle of a global pandemic it’s essential to ensure the health and well-being of yourself and your family. Especially for those who have lost employer-based coverage, Californians should take advantage of the new state […] Read More

New Estimates on Job-Based Coverage Losses in California Highlight Need to Preserve and Strengthen Medi-Cal & Covered California

Researchers at the UC Berkeley Labor Center recently released a new report detailing the impact of job losses during the COVID-19 pandemic on Californians health coverage. The Center estimates that for every 100,000 California workers losing their jobs due to the pandemic, up to 67,000 workers, spouses, and children are at risk of losing job-based coverage. The report also estimates that most of these workers (over three-quarters) will likely be income-eligible for Medi-Cal or subsidized insurance through Covered California. These projections are based on workers in the industries with the highest risk of job losses due to the coronavirus pandemic including those in hospitality, retail, arts, sports, landscaping and transportation services. These workers were approximately 16% of the California workforce in 2018. This report joins with other […] Read More

New Month is a Good Time to Reassess Your Health Care Options

As we begin May, your health care coverage options may be changing as well. If you lost employment or hours in April, the beginning of the month is a good time to assess your health insurance status and make necessary changes. With unemployment claims rising, estimates suggest nearly two million Californians have also lost their employer-sponsored health care coverage. A change in income could mean you are now eligible for more help to access or afford coverage. Even if California didn’t have a requirement for health coverage, a public health pandemic is an important time to ensure that you and your family are covered. What is it? As California’s version of Medicaid, this program provides comprehensive health care coverage, often at no cost, […] Read More

During COVID-19 Crisis Enrollment in Covered California Continues to Grow

Covered California today released updated enrollment numbers showing that interest and sign-ups in the exchange continue to grow. Due to the COVID-19 pandemic, on March 20 Covered California announced a special enrollment period to last until June 30. Since then over 84,000 Californians have enrolled in health care coverage through Covered California—2.5 times more enrollments than during the same period last year. Covered California also announced a new E-mail outreach effort to over 11 million California consumers to help them better understand their health care options.   Federal and state investments in Covered California and Medi-Cal are more crucial than ever. Covered California’s surge in enrollment highlights the need for health care options for those losing their jobs and employer-based coverage […] Read More

Covered California Enrollments Surge During COVID-19 Pandemic

New enrollment numbers from Covered California show that sign-ups during the new special enrollment period set up during the COVID-19 pandemic have surged. Nearly 60,000 Californians have enrolled in the state’s health exchange between March 20 and April 10. This reflects a tripling of sign-ups compared to the same period last year. The new enrollment period will last until June 30 and is open to everyone for any reason. The surge in enrollment in California’s exchange highlights the need for health care options for those losing their jobs and employer-based coverage or seeing a decrease in income during the COVID-19 pandemic. California now offers both federal and state subsides to middle-income individuals (earning up to $75,000/year) and families (of four earning up to $150,000/year) which […] Read More

Initial Estimates Find Hundreds of Thousands of Californians Have Already Lost On-The-Job Coverage—with Projections into the Millions

Estimates released over the last week paint a dire picture of the health insurance benefits that have been lost as people lose their jobs amidst the COVID-19 pandemic. Initial estimates by the Economic Policy Institute suggests 3.5 million Americans—including 420,000 Californians—have lost their employment and their employer-based coverage in the two weeks after March 12th. With the number of Unemployment Insurance claims in California doubling since then, the number may have risen to over 800,000 already, if not more. Projections by Health Management Associates suggest the number might reach into the millions as the pandemic continues. If the unemployment rate continues to rise, projections estimate a huge increase in the number of Californians that will end up relying on coverage programs […] Read More

How the Federal CARES Act May Affect Your Health Coverage

Congress passed and the President signed a $2 trillion federal relief package that will provide some immediate help to many Americans facing health and economic shortfalls during the COVID-19 pandemic. The “CARES Act”, as it’s called, included Recovery Rebates for Individuals (cash payments) as well as extended and enhanced federal Unemployment Insurance. While many Californians will receive this needed assistance, much more help will be needed to get us through this public health crisis. We will be need your help to advocate for that assistance as it develops. If you have been or become uninsured during this crisis, including if you lost employer-based coverage, Medi-Cal and Covered California are important options to provide you with peace of mind, more economic […] Read More