Kaiser Family Foundation and Georgetown University have a new study about how families enrolled in high-deductible health plans pay more than twice as much for child delivery than families with traditional health coverage.
The study shows that the average cost of a normal delivery with a traditional plan is $1,455.
Those with high-deductible plans bought on the job would pay between $3,000 to $7,000 for a normal delivery.
That $3,000 to $7,000 is only if you can get coverage on the job.
If you’re buying coverage on your own, high-deductible plans rarely even offer maternity coverage.
Karen Pollitz of Georgetown’s Health Policy Institute sums it up in the Washington Post:
“If you are contemplating having a baby or having any kind of big heatlh event, this is not the policy for you.”