Today’s LA Times includes a reminder that an individual mandate doesn’t create universal coverage:
The Department of Insurance is unsure exactly how many of California’s 23.2
million licensed drivers don’t buy insurance. Estimates range from a low of 3.2
million to a high of 5.7 million.
That’s a 13-25% uninsurance rate. Let’s remember that auto insurance is far smaller amount of money than a health insurance policy. On the other hand, for those who make the analogy, let’s also remember that you don’t need to get auto insurance for your car… you just need to get it for those you crash into.