Retail vs. Wholesale

Slate’s Daniel Gross dissects the Guiliani health care plan, and in doing so, make the case for group health coverage, exposing the inequities for individual health care.

It’s a market-based argument: the power relation between the individual and the insurer is inherently unfair. It’s only when that individual is represented in a group–most notably a large employer or a public program, does the purchaser get a fair price, and the patient get the protection she needs.

In evaluating California health care plans, the more that a plan expands group coverage–through public programs, employers, or a universal health system–the better it is for consumers. The more it shifts people into the individual market, the more at risk they become.

Health Access California promotes quality, affordable health care for all Californians.
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