Slate’s Daniel Gross dissects the Guiliani health care plan, and in doing so, make the case for group health coverage, exposing the inequities for individual health care.
It’s a market-based argument: the power relation between the individual and the insurer is inherently unfair. It’s only when that individual is represented in a group–most notably a large employer or a public program, does the purchaser get a fair price, and the patient get the protection she needs.
In evaluating California health care plans, the more that a plan expands group coverage–through public programs, employers, or a universal health system–the better it is for consumers. The more it shifts people into the individual market, the more at risk they become.