The Boston Globe today reveals how the state is considering high deductible plans in order to make premiums for the mandated insurance more affordable — but not without peril:
“…Research shows high deductibles deter people from getting needed treatment,
including preventive care, and can plunge those without savings into debt.
Those who have been following Massachusetts’ process to implement its new health reform law also know that they’re considering whether plans should have drug coverage — or not.
Before we get to the point where we’re debating whether drugs should be an integral part of insurance, and whether a $2,000 deductible is affordable for a single adult earning $26,000 a year (not including the premium), let’s aim to define what value consumers will be getting for their dollars.