There are five ways the Anthem Blue Cross rate hike could have been prevented by the health reforms now pending in Congress:
1) Overall cost containment efforts
2) Rate review
3) The group purchasing power of the exchange
4) Subsidies so people don’t lose coverage when they lose income
5) Keeping people covered and in the insurance pool to prevent adverse selection
I go into more detail about these health reforms at The Treatment, the health policy blog of The New Republic.
Ezra Klein at The Washington Post makes similar arguments.
Marisa Lagos at the San Francisco Chronicle reports on the delay of the premium rate hikes,a nd the poilcy implications.
Kevin Sack at the New York Times reports and confirms about this rate hike as “exhibit A” on the need for health reform.