Tuesday, June 17, 2003

HEALTH ACCESS ALERT
Tuesday, June 17, 2003

"COMPROMISE" WOULD COMPROMISE HEALTH CARE
* State Budget Proposal Would Make Further Cuts, Now and Into the Future
* U.S. Senate Considers Bad Medicare Prescription Drug Benefit


TWO ASSEMBLYMEMBERS PUT IN THEIR TWO CENTS ON BUDGET

Assemblymen Joe Canciamilla (D-Pittsburg) and Keith Richman (R-Northridge) unveiled a budget proposal today. While they state in their press release that "because of its breadth, the budget rescue framework is unlikely to generate wide support in the Legislature," it is viewed as a noteworthy development, given the current gridlock in the legislature. While it comes out of discussions with a larger group of Assembly representatives, they make it clear that this budget "does not represent other members of the Bipartisan Group."

In terms of revenues, the proposal would enact the half-cent sales tax to pay for deficit bond retirement, but would reject the increases to the upper tax bracket and the tobacco tax, and the corresponding realignment of services. The budget package also includes a litany of "fiscal reform measures" including a spending cap, and an "economic stimulus package." Assemblyman Richman has said to the Associated Press "that he knows of no other Republicans that are willing to support higher taxes at this time." The press release and a letter providing some background from the Legislative Analyst's Office is available at the Assemblymen's websites:
http://democrats.assembly.ca.gov/members/a11/Press/p112003008.htm
http://republican.assembly.ca.gov/members/23_Richman/includes/061303Ltr.pdf


SIGNIFICANT HEALTH CUTS: In terms of cuts, the proposal makes an additional $5.4 billion in reductions in 2003-04 over and above the Assembly budget, including an additional $1.4 billion in cuts to health care. The health care cuts include the following (with the savings of the cut in 03-04):

* Reduce Medi-Cal provider rates by 10% of general fund ($405M; $606M in 05-06). Assemblyman Richman maintains that with federal aid, this would be a 5% cut, but the document is unclear about this, and about the impact of the cut in future years.

* Rescind continuous eligibility for children ($58M; $193M in 05-06). This would endanger continuity of care for the 3 million children in Medi-Cal, and the loss of coverage for up to 471,500 children. Like ohter cuts proposed by Assembly Republicans, this is based on a suggestion by the Legislative Analyst's Office.

* Eliminate specified Medi-Cal benefits ($23M; $36M in 05-06). Assemblyman Richman states this would not include medical supplies or durable medical equipment, yet this proposal would eliminate 10 benefits, including psychiatric, chiropractic, acupuncture, and podiatric services, occupational therapy, optician and optical lab services, optometry, hearing aids, speech and audiology services, and physical therapy.

* Restricting purchases by regional centers for people with disabilities ($50M; $101M in 05-06)
* Medi-Cal support enforcement program ($55M)
* Establish long-term care provider fees ($40M)
* Impose co-pays on Medi-Cal recipients ($31M)
* Reject specific funding for trauma centers ($10M)
* Exclude over-the-counter drugs from Medi-Cal coverage ($8M)
* Enroll new Medi-Cal applicants with disabilities in managed care ($1M)

In addition to this of cuts, the proposal would put in place a "spending cap" to "limit the growth in state spending to the increase in population and inflation." It is unclear how this would differ from the current spending cap that California already has, which is based on population and inflation. Health care advocates should be especially worried about talk of spending caps, which could handcuff the state from meeting basic health needs into the future. Health care advocates should oppose anything that restricts the ability to meet needs created by economic recession, rising health care costs, bioterrorism and other public health emergencies, and not only a growing but an aging population that will require additional health care. ATTACHED are talking points against "spending freeze" proposals.

To express your opinion on their plan, contact: Assemblyman Joe Canciamilla, who represents parts of Contra Costa County, including Antioch, Martinez, Concord, Pittsburg, and San Pablo, at 916-319-2011; Fax: 916-319-2111. Assemblyman Keith Richman, who represents parts of Los Angeles and Ventura Counties, including Canyon Country, Northridge, Santa Clarita, Granada Hills, and Simi Valley, at 916-319-2038; Fax: 916-319-2138.


SNAKE OIL SOLUTION?: MEDICARE PRESCRIPTION DRUG BILL MOVES TO U.S. SENATE FLOOR

Last Thursday, the Senate Finance Committee passed a Medicare prescription drug bill, and the full U.S. Senate is starting to debate the bill, which is moving on a very fast pace. While hailed by some as a first step toward including a prescription drug benefit, many senior and consumer groups oppose the bill, on several grounds, including:

OPPOSITION TO THE PRIVATIZATION OF MEDICARE: The bill would create incentives for seniors to move out of Medicare and into private HMOs. For those who stay in Medicare, prescription drug coverage would be available only in stand-alone, privately-run drug plans. In the hearing, Center for Medicare and Medicaid Services Administrator Tom Scully himself said that such plans "don't exist in nature."
SUPPORT OF MEANINGFUL BENEFITS: Because of the tax cut and other spending priorities, the cost of this benefits has been limited, and thus the benefit is limited. Even with a $275 deductible and a $35 or higher monthly premium, this benefit would only cover half the cost of drugs up to $4,500/year, and nothing after that until $5,800. A senior with $1,000 of drug costs would actually pay more out-of-pocket. A senior with $2,000 of drug costs would have to pay $1,557.

CONTACT SENATOR BOXER AND SENATOR FEINSTEIN. Tell them not to oppose the Grassley-Baucus bill until they can come home and explain how this bill would impact seniors, people with disabilities, and other Medicare beneficiaries.

Senator Boxer is at 202-224-3553. Senator Feinstein is at 202-224-3841. Some senior groups are attempting to set up visits with Senator Boxer and Senator Feinstein in the next week or so, in Sacramento, San Francisco, and Los Angeles. Interested groups can contact Health Access to be part of these delegations.

--
Anthony E. Wright
Executive Director
Health Access
1127 11th St., #234, Sacramento, CA 95814
Ph: 916-442-2308, Fx: 916-497-0921
awright@health-access.org

Labels: Updates

posted by Anthony Wright | Permalink | 7:28 PM


 

Wednesday, June 11, 2003

HEALTH ACCESS UPDATE
Wednesday, June 11, 2003

CONFERENCE COMMITTEE (IN)ACTIONS

Attached is the shortened version of the Health Care Budget Cuts Scorecard. Below is a report from Beth Capell, Health Access legislative advocate:

Last (Tuesday) night, the Budget Conference Committee recessed until further notice. Conference committee chair Jenny Oropeza stated that the conference committee had done what it could do pending further decisions by the Big Five on both the larger budget framework and a variety of other issues, including trauma care funding. A handful of health issues were left open, including transitional Medi-Cal and trauma care funding. Most of the major health issues were not technically in conference because both the Senate and Assembly versions of the budget had restored proposed cuts to eligiblity, provider rates and other changes.

Earlier in the day, the conference committee took action on several utilization control mechanisms for various optional Medi-Cal benefits, such as durable medical equipment and laboratory services.

On Sunday, a document surfaced titled "Governor's Proposal: Federal Temporary State Fiscal Relief Legislation" that would have allocated the new federal funding, expending the entire amount in the budget year and using almost all of it to restore Medi-Cal cuts along with several hundred million to fund the SSI/SSP COLA. This document was repudiated by Director of Finance Steve Peace who stated that it was not an Administration proposal but just staff work done by the Department of Finance to assist the conferees. This assertion was accepted by the conferees as helpful to resolving the health budget items, though it was received with some skepticism by the assembled advocates and staff who held in their hands a document that said, repeatedly, "the Administration proposes...".

Since it could be indicative of the Administration's thinking, one or two key points from this document: first, it suggests that the Administration believes that the cut booked by the Legislature from SB26x, done in April, for county performance standards, semi-annual status reports, and restrictions on adult dental services, may not achieve the savings that were anticipated. This may lead to an effort to re-open this issue in order to achieve those savings. Second, the document states an intent to restore virtually all of the proposed cuts, if it is possible to settle the larger budget deal in a timely manner.

The outlines of a larger budget deal remain uncertain at best. The increasing agitation of investment bankers who have loaned money to the State combined with the intransigence of Republicans regarding adequate revenues to repay those loans and the steady refusal of Democrats to cut health, education or other vital services and the genuine reluctance of many Republicans to defund these services are a volatile combination. Assembly Republican conferee John Campbell in his closing remarks noted with some bitterness that in the week the conference committee had been convened, they had gone backwards in terms of reaching agreement on the budget. In response, Ms. Oropeza noted that the Democrats were committed to revenues as part of a balanced solution.

It is possible to resolve this budget by rolling forward a significant share of the deficit: but most versions of that require some revenues in addition to the VLF (vehicle license fee). The more deficit that is rolled forward, the more health care is in danger of facing similar cuts in the next budget cycle. Barring an economic boom that no one anticipates, the conversation will once again be about the magnitude and nature of proposed cuts, not what we should be doing to assure that every Californian has the health care they need when they need it.

Labels: Updates

posted by Anthony Wright | Permalink | 6:24 PM


 

Monday, June 09, 2003

HEALTH ACCESS ALERT
Monday, June 9, 2003

* QUICK BUDGET UPDATE

As of this writing, the Budget Conference Committee has not yet taken up
many of the key health items "in conference," or those where the Assembly
and Senate took different actions. This includes the funding of trauma
centers, and the elimination of Medi-Cal coverage for those workers in their
second year transitioning off of state assistance.

There have been some false starts on the big issues. A proposal on how to
spend the temporary federal fiscal aid to states (such as the enhanced
Medicaid matching rate) was withdrawn, and so no action has been taken on
that issue. The Republicans were scheduled to present a series of
recommendation of cuts tomorrow (Tuesday) morning, but are no longer
planning to do so.

Grassroots activity continues to push for the revenues needed to prevent
cuts to health and other vital services. In just the past three days, dozens
of legislators were directly met by their constituents, in coalition
delegations to legislative offices organized by California Church Impact,
Congress of California Seniors, Working Assets, and Health Access, or in
town hall meetings this past weekend sponsored by the many organizations of
the PICO California Project.

On Wednesday morning, Health Access will sponsor a press conference with
several high-income earners on Rodeo Drive in Los Angeles, all of whom
support the full restoration of the upper tax bracket to prevent severe
cuts. A similar event will take place in the Bay Area soon afterwards.


* MEDICARE PRESCRIPTION DRUG ALERT: STOP THE STEAMROLLER

A Medicare prescription drug proposal OPPOSED by many senior, consumer,
labor, and community organizations is on a "steamroller" path in the U.S.
Congress. On Tuesday, the Senate Democratic caucus will discuss a proposal
agreed to last week by the Republican chair and ranking Democratic minority
member of the Senate Finance Committee. Senate Finance Committee's
bipartisan Medicare plan -- proposed by Sen. Charles Grassley (R-IA) and
Sen. Max Baucus (D-MT) -- is scheduled to be "marked up" for Thursday, June
12, and the goal is to bring it up for a vote by the full Senate before June
27.

The Grassley-Baucus plan is done through private insurance plans, not
through Medicare. Under the plan, beneficiaries would pay a $275 deductible
and a suggested -- but not guaranteed -- monthly premium of $35; half of
annual drug costs up to $3,450 and *all* drug costs between $3,451 and
$5,300. After $5,300, beneficiaries would be required to pay 10 percent of
drug costs with Medicare paying the remainder. The plan would go into effect
in November 2005. In the meantime, the government would permit drug
discounts cards in 2004; and low-income beneficiaries would get a $600
annual benefit in 2004 and 2005.

In contrast, the Medicare Rx Drug Benefit and Discount Act of 2003 (H.R.
1199), sponsored by Rep. Charles Rangel (D-NY) and Rep. John Dingell (D-MI),
allows seniors to stay in traditional Medicare and still get the medicines
they need at a price they can afford.

ACTION: We need you to communicate with Senators Barbara Boxer and Diane
Feinstein to tell them to vigorously oppose the Grassley-Baucus Bad Deal. It
violates two basic principles of health advocates:
* REAL, MEANINGFUL HELP: Under the Grassley-Baucus plan, a senior who now
spends $1,000 on prescription drugs would spend $1057.50 under the
Grassley-Baucus bill; that's right, it would cost them more money. A senior
with high drug costs, $5,000, would still have to pay $3,695 for
prescriptions.
* NO PRIVATIZATION: Under the Grassley-Baucus plan, the prescription drug
coverage would be offered through private insurance plans, not through
Medicare. It would leave seniors at the mercy of the drug and insurance
companies, as we have experienced with Medicare HMOs. It takes Medicare down
the path to privatization.

Call: Senator Boxer at 202-224-3553, Senator Feinstein at 202-224-3841, or
at their local offices. Also fax the enclosed letter on your letterhead to
their DC offices. ATTACHED is a flyer.

--
Anthony E. Wright
Health Access
1127 11th St., #234, Sacramento, CA 95814
Ph: 916-442-2308, Fx: 916-497-0921
awright@health-access.org

Labels: Updates

posted by Anthony Wright | Permalink | 8:42 PM


 

Wednesday, June 04, 2003

HEALTH ACCESS UPDATE
Wednesday, June 4th, 2003

LEGISLATURE ACTS ON MAJOR HEALTH AND BUDGET ITEMS
* Senate passes SB2 and SB921 as vehicles to dramatically expand health coverage
* Assembly passes AB 232, consumer protections for self-pay hospital patients
* Other key health bills considered, on cost disclosure, & cultural and linguistic care
* Budget vehicles passed; Budget Conference Committee start deliberations.


* MAJOR HEALTH ACCESS EXPANSIONS

This morning, without floor debate except for presentations by the authors, the Senate passed SB 2 (Burton) and SB 921 (Kuehl) on a strict party-line vote, as vehicles for a larger conversation on expanding health care coverage in California. For the first time in a decade, the California legislature has passed multiple bills to comprehensively address the crisis of the uninsured, and has signaled its seriousness in wanting to address this issue. As originally written, SB 2 would require employers to provide health coverage to their workers and their families, or otherwise pay into a state purchasing pool that would do so. SB 921 would have created a publicly-financed single-payer health system for all Californians. Health Access California strongly supported passage of both bills.

While SB 2 and SB 921 passed out of multiple committees in the past few months, both bills were amended, prior to full Senate passage, to remove the substance and leaving the language describing "intent" of the legislature. This allowed the bills to continue to the Assembly without getting hung up on specific details, with the understanding that the details will change anyway through the process. Since the Assembly tonight or tomorrow will vote on other bills on expanding health coverage, it is likely that some of these bills will go to a conference committee. Before that, these Senate bills will be heard in the Assembly Health Committee in June or early July.

* CONSUMER PROTECTIONS FOR HOSPITAL PATIENTS

Last night, the Assembly passed AB 232 (Chan), sponsored by Health Access California, which provide strong consumer protections for self-pay hospital patients, protecting them from the common hospital practice of overcharging the uninsured. The bill would ensure that self-pay hospital patients:
* are given notice about their consumer rights and financial options;
* have the ability to check their eligibility for public health insurance or the hospital's charity care policy;
* are protected from having their bills being prematurely sent to collections; and
* for low- and moderate-income self-pay patients, are not overcharged beyond the rates set for public insurance programs, specifically Medicare, Medi-Cal, or worker's compensation.

While supported by a broad range of consumer, labor, and community groups, these first-in-the-nation consumer protections were actively opposed by some hospital interests. The vote, 44-26, was mostly along party lines, although Assembly Republicans Shirley Horton and Dennis Mountjoy voted for the bill. Along with Assemblywoman Wilma Chan, the author, and Assemblyman Dario Frommer, the chair of the Assembly Health Committee, Assemblyman Mountjoy spoke in favor of the bill, expressing his shock at a hospital bill that he had personally received. The bill is expected to be heard in Senate Health Committee in the next month.

* OTHER BILLS OF IMPORT FOR HEALTH ADVOCATES

This morning, the Senate passed SB 853 (Escutia), supported by a range of consumer and community organizations, to ensure "access to language assistance and culturally competent health care services."

Yesterday, the Assembly passed AB 1213 (Vargas), to ensure that HMO enrollees have access to information about the financial solvency of risk-bearing medical groups, and AB 1627 (Frommer), to require hospitals to disclose their charge lists to patients and others. Other bills to use transparency to help control health care costs, including AB 103 (Reyes), AB 1628 (Frommer), and AB 1629 (Frommer), are pending as of this writing.

* BUDGET PROCESS MOVES FORWARD

On Monday, the Senate voted for their budget plan, SB 53 (Chesbro), on strict party lines, 25-15. On Tuesday, the Assembly voted for a "budget" of four lines of "intent" language, also along party lines, 47-28. While neither vote reflected the two-thirds majority needed for the passage of a budget, it was enough to move the budget process along into a Budget Conference Committee.

The Budget Conference Committee started meeting tonight, Wednesday, at 8:30pm, and meet every day through Sunday to finish its work reconciling the differences between the budgets of the Assembly and Senate Budget Committees.
* It is headed by the chairs of the respective Budget Committees, Assemblywoman Jenny Oropeza (D-Long Beach) and Senator Wes Chesbro (D-Arcata).
* It also includes the chairs of the respective Appropriations Committees, Assemblyman Darrell Steinberg (D-Sacramento) and Senator Dede Alpert (D-San Diego).
* It also includes the vice-chairs of the respective Budget Committees, Assemblyman John Campbell (R-Irvine) and Senator Dick Ackerman (R-Irvine).
The Assembly has appointed three "shadow" members to monitor the proceedings as well: Assemblyman Gene Mullin (S-South San Francisco), Assemblywoman Sally Lieber (D-Mountainview), and Assemblyman Bill Maze (R-Visalia).

The Constitutional deadline for passage for the full budget would be a week afterwards, on June 15th. Advocates for the uninsured should continue to press their Assembly and Senate representatives about the severity of the cuts already made, and the need to raise the revenues to prevent further cuts. *All* members need to hear from constituents.

--
Anthony E. Wright
Executive Director
Health Access
1127 11th St., #234, Sacramento, CA 95814
Ph: 916-442-2308, Fx: 916-497-0921
awright@health-access.org

Labels: Updates

posted by Anthony Wright | Permalink | 9:45 PM


 

Monday, June 02, 2003

HEALTH ACCESS UPDATE
Tuesday, June 3rd, 2003


Today, many Assemblymembers and over 100 organizations announced their support to go beyond the Governor's May Revise revenue proposal and fully restore the upper tax brackets, which would generate another $1 billion to restore the proposed cuts to Medi-Cal. The increase would only affect the highest-earning 2.4% of Californians, and would be only a fraction of federal tax cuts enacted in the last two years.

ATTACHED is:
* The press release from the event this morning (also printed below).
* A list of the 100+ organizations that support raising the revenues needed to prevent the cuts to Medi-Cal.
* A graph showing the comparative impact of the proposed upper tax bracket restoration, and the two enacted federal tax cuts.
* A chart showing the economic impact of the Medi-Cal cuts that upper tax bracket restoration could prevent.
* A California Budget Project fact sheet on the upper tax bracket proposal.

Much thanks to the 100+ organizations that quickly responded and were able to sign on to this statement, in the span of a mere week!


---

For Immediate Release: For More Information, Contact:
Monday, June 2nd, 2003 Joe Landon, 916-319-2925
Anthony Wright 916-442-2308


* ASSEMBLYMEMBERS AND BROAD COALITION PUSH
LONG-TERM BUDGET FIX TO PREVENT HEALTH CUTS

* Over 100 Organizations To Turn Up Grassroots Pressure for Revenues Package
That Includes AB 4 (Chan) for Full Upper Tax Bracket Restoration;

* State Increase on High-Income Earners Would Be Fraction of Bush Tax Cut;
* Would Raise the Billion Dollars Needed to Prevent Medi-Cal Cuts,
* Preserve Health System, and Bring in Federal Dollars


SACRAMENTO--Representatives of over 100 organizations, representing seniors, children, people with disabilities, people of faith, consumers, and communities across the state, joined Assembly Majority Leader Wilma Chan (D-Oakland), Assemblywoman Judy Chu (D-Monterey Park), Chair of the Assembly Budget Subcommittee on Health, Assemblyman Joe Nation (D-San Rafael) and many other Assemblymembers in support of AB 4 (Chan), fully reinstating the upper tax brackets of 10 and 11 percent. This proposal, in addition to the Governor’s revenue proposal in the May Revision of his budget, would collect an additional billion dollars in revenues needed to restore proposed Medi-Cal cuts, now and into the future.

“The sheer size of the deficit and its multi-year nature call for an equitable response that does not decimate the state’s investment in critical health services,” said Assemblywoman Chan. “Health protection for the working poor is essential in order to keep these people engaged in the rebuilding of our economy.”

This effort is in response to widespread opposition to approximately a billion dollars in proposed Medi-Cal cuts that would deny children, seniors, people with disabilities, and the working poor basic health coverage, benefits, and access to providers. The cuts in the Governor’s May Revise would:
· Impose a requirement for low-income working parents to file quarterly status reports, for the express purpose of having hundreds of thousands fall off Medi-Cal coverage;
· Impose costs onto tens of thousands of very low-income seniors and people with disabilities, by reducing eligibility for no-cost Medi-Cal.
· Eliminate a range of 14 medically necessary benefits for around 3 million parents, seniors, and people with disabilities on Medi-Cal, including medical supplies, dental, vision, medical equipment, hearing aids, rehab therapy, and others.
· Reduce Medi-Cal provider rates by 15%, which would lead some doctors, nursing homes, and health providers to not provide care to the 6.5 million Californians on Medi-Cal.
Both the Assembly and Senate Budget Subcommittees on Health restored many of the proposed cuts to Medi-Cal. The Assembly Republican Caucus specifically supports restoring the some of the cuts to Medi-Cal provider rates, eligibility, and dental benefits.


"Californians must make a choice," said Barbara Inatsugu, president of the League of Women Voters of California. "We can fully reinstate these top tax brackets or we can deny health care to thousands of seniors, children and working parents. The League votes for health care."

AB 4 replicates a measure signed into law by Governor Pete Wilson in 1991 on a temporary basis. Former Governor Ronald Reagan signed into law two increases in the top brackets, one in 1967, and again in 1971. The Governor’s May Revise calls for a half-cent sales tax increase, a tobacco tax increase, and a scaled-down increase on high-income earners, creating one 10.3 percent bracket. The Governor’s proposal would raise $1.6 billion in 2003-04; AB 4 would raise $2.6 billion.

Only the highest-earning 2.4 percent of California taxpayers would be affected by the proposed increase in AB 4, mostly families with over $272,230 in annual income, after deductions. The recent federal tax cuts will provide substantial savings to high-income earners that far exceed the increased state taxes they would pay under the proposed top brackets.

“The Bush tax package passed last week provided only one-time aid to states, yet long term benefits to the wealthiest. For a California millionaire who also depends on the viability of our health system, this increase would be less than half of the federal tax cut signed last week, and only a fraction of the 2001federal tax cut when it fully kicks in. Everybody needs to share in the solution to the budget crisis, so that we can keep our community and economy healthy,” said Anthony Wright, executive director of Health Access California. “We need our legislature to raise the revenues to preserve basic health coverage for the 6.5 million seniors, people with disabilities, children and parents on Medi-Cal.”

The groups around the state are organizing town hall meetings, legislative visits, and other grassroots efforts to this budget solution. "AARP will use its resources and full political weight not just to oppose the Medi-Cal cuts that would close nursing homes and deny coverage and medically necessary care and supplies to California seniors, but to raise the revenues needed to prevent these cuts in the long term," said Helen Russ, State President of AARP California. "Our members support raising revenues--including restoring the upper tax brackets--to prevent the harmful cuts proposed to the health system on which we all rely."

More than 100 California organizations signed on to support the revenue package in the Governor’s May Revise Budget package, as well as the full restoration of the upper tax brackets to restore the proposed cuts to Medi-Cal. They include: AARP, AFSCME, CA Association of NonProfits, CA Association of Public Hospitals and Health Systems, CA Church Impact, CA Federation of Teachers, CA Foundation for Independent Living Centers, CA Labor Federation, CA National Organization of Women, CA State PTA, Children Now, Congress of California Seniors, Consumer Federation of California, Consumers Union, Gray Panthers California, Health Access, Housing California, League of Women Voters of California, MALDEF, Mental Health Association, National Association of Social Workers, Older Women’s League, PICO California Project, Protection & Advocacy, Inc., SEIU, Western Center on Law and Poverty, and many others.

Health Access California is the statewide umbrella coalition of over 200 organizations working for quality, affordable health care for all. Formed in 1987, the coalition includes organizations representing seniors, people with disabilities, communities of color, patients, labor, health care professionals, people of faith, children, and families across the state.

###

Labels: Updates

posted by Anthony Wright | Permalink | 7:19 PM


 

Digging a bigger whole for reform...

 

Scoring at home...

 

We are hiring, to make a difference...

 

Field Poll: strong opposition to the health cuts.....

 

An Unhealthy Trend

 

Dressing up the Individual (Market)

 

A great debate on the great divide...

 

Jones to be chair of Health Committee...

 

Bass on the budget...

 

Pretty soon, the insureable will be a pretty exclu...